The core of ALPS relationship with its customers is a comprehensive, industry-leading professional liability program that protects and guides lawyers toward a more successful and risk-free practice environment. Lawyers benefit from working with an insurance company that offers competitive rates, stability, service and long-term commitment.
Superior Policy Features Include:
- Defense Costs Paid in Addition to the Limits of Liability
- Input on selection of mutually acceptable defense representation
- No "Hammer Clause" regarding the appropriateness of a settlement
- First Dollar Defense: Avoid paying deductible for defense costs
- Directors and Officers Coverage while serving select tax-exempt organizations
- Extended Reporting Endorsement available (free for solo attorneys upon certain conditions outlined in the policy)
- Innocent-Insured Coverage for members of firm who did not commit error
- Full Prior Acts Coverage available for qualifying firms
- Same defense to non-lawyers, who refer business to our insured firms
- Enhanced policy coverage available for services to family members
- Deductible: pay no more than two in a policy year
- Reduced Deductible for claims resolved through formal mediation
- Supplementary Payments: Defendant’s Reimbursement Coverage and Grievance Defense
- Claims/Incident Reporting is available 24 hours per day, 365 days per year
In Addition ALPS Commitment Includes:
- Support for programs that benefit your profession, your practice and your legal community
- Direct access to sales, underwriting and claims specialists
- Industry-leading education and risk management programs
- Premium financing
ALPS works diligently to promote the honor and dignity of the legal profession and provides resources to address issues affecting lawyers, law firms and bar associations. Examples include lawyer assistance programs, rookie camps, access-to-justice support and professionalism programs.
ALPS is the endorsed or affiliated lawyers' professional liability carrier for 17 bar associations, more than any other insurance company, and is rated A- (Excellent) with a stable outlook by A.M. Best Company.